tag:blogger.com,1999:blog-7394091530012769761.post2658154647671968629..comments2024-03-27T04:02:47.206-04:00Comments on Old Urbanist: Is the Decline in the Homeownership Rate Even Greater Than Thought?Charlie Gardnerhttp://www.blogger.com/profile/07317335121565650040noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-7394091530012769761.post-52222133618272264912016-03-08T07:50:21.018-05:002016-03-08T07:50:21.018-05:00
I am a private loan lender which have all take to...<br />I am a private loan lender which have all take to be a genuine lender i give out the best loan to my client at a very convenient rate.The interest rate of this loan is 3%.i give out loan to public and private individuals.the maximum amount i give out in this loan is $1,000,000.00 USD why the minimum amount i give out is 5000.for more information <br /><br />Your Full Details:<br />Full Name :………<br />Country :………….<br />state:………….<br />Sex :………….<br />Address............<br />Tel :………….<br />Occupation :……..<br />Amount Required :…………<br />Purpose of the Loan :……..<br />Loan Duration :…………<br />Phone Number :………<br />Mobile Number: +919910768937<br />Contact Email osmanloanserves@gmail.comAnonymoushttps://www.blogger.com/profile/04886583331445625242noreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-41464612107588109912016-03-02T14:27:20.311-05:002016-03-02T14:27:20.311-05:00How I Got My Loan From A Genuine And Reliable Loan...How I Got My Loan From A Genuine And Reliable Loan Company <br /><br />I am Mrs.Irene Query i was in need of a loan of S$70,000 and was scammed by those fraudulent lenders and a friend introduce me to Dr Purva Pius,and he lend me the loan without any stress,you can contact him at (urgentloan22@gmail.com) Approvals within 2-4 Hours<br /><br />1. Name Of Applicant in Full:……..<br />2. Telephone Numbers:……….<br />3. Address and Location:…….<br />4. Amount in request………..<br />5. Repayment Period:………..<br />6. Purpose Of Loan………….<br />7. country…………………<br />8. phone…………………..<br />9. occupation………………<br />10.age/sex…………………<br />11.Monthly Income…………..<br />12.Email……………..<br /><br />Regards.<br />Managements<br />Email Us: urgentloan22@gmail.comMrs.Irene Queryhttps://www.blogger.com/profile/12929013045629175649noreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-88876182503200910032016-01-05T14:56:23.825-05:002016-01-05T14:56:23.825-05:00Oh, I agree, but I wrote that post already! It wa...Oh, I agree, but I wrote that post already! It was one of the earliest ones on the blog. I should have linked it. http://oldurbanist.blogspot.com/2011/01/affordable-housing-part-ii.html<br /><br />See the comments especially: "1920: 41% of housing units owner occupied, of which 60% were owned free and clear = 25%. 2000: 68.1% of housing units owner occupied, of which 33% were owned free and clear = 22%."<br /><br />The figure today is 29% free and clear, which with an ownership rate where it is means less than 20% "own" their homes outright. That compares to 32% in 1970 and 33% in 1960, using my adjustments.<br /><br />Oh and worse, the percent of equity people have in their homes has declined as well among mortgage holders, from 80% in the early 1950s to 40% in the early 2000s.Charlie Gardnerhttps://www.blogger.com/profile/07317335121565650040noreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-47187032107924171732016-01-05T14:39:10.697-05:002016-01-05T14:39:10.697-05:00This sort of analysis fails to distinguish between...This sort of analysis fails to distinguish between:<br /><br />Home OWNERship, where the resident actually OWNS the home,<br /><br />And Paying a Mortgage, where the bank owns the home. Paying a mortgage is a lot more like renting than it is like homeownership.<br /><br />If you count mortgages in the rental category... you'll see that the true homeownership rate is *miniscule*.Nathanaelnoreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-1816645865537395252016-01-05T13:36:27.860-05:002016-01-05T13:36:27.860-05:001970 is also the point at which income growth of t...1970 is also the point at which income growth of the American middle class stopped. It's basically been stagnant ever since, while upper class income has increased markedly, outcompeting the middle class for housing. Jeffrey Jakucykhttps://www.blogger.com/profile/04092631645389171565noreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-82503477746887330222016-01-02T16:33:47.630-05:002016-01-02T16:33:47.630-05:00Also note in that article that further demographic...Also note in that article that further demographic adjustments are accounted for in terms of later marriage ages and ethnic shifts in the population. I deliberately did not take those into account here, focusing only on ages. The fact that people are marrying later in life, for whatever reason, does not affect the fact that the homeownership rate may in fact be lower overall. Charlie Gardnerhttps://www.blogger.com/profile/07317335121565650040noreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-8325860523391832632016-01-02T16:25:26.930-05:002016-01-02T16:25:26.930-05:00Hi Lucas -- that has been done here: https://www.w...Hi Lucas -- that has been done here: https://www.washingtonpost.com/news/wonk/wp/2014/07/16/why-plummeting-millennial-homeownership-isnt-as-alarming-as-it-seems/<br /><br />However, the data only began being collected in 1982, so it would not be possible to push the chart back to 1940. It might be possible, using population data from earlier Censuses, to estimate what the ownership rate by age bracket most likely was within some margin of error in these earlier years. For instance, in 1970 the ownership rate among the 34-44 group almost certainly was much higher than it was today. I did not examine those data for this post, though.Charlie Gardnerhttps://www.blogger.com/profile/07317335121565650040noreply@blogger.comtag:blogger.com,1999:blog-7394091530012769761.post-75650729601729233172016-01-02T16:11:54.887-05:002016-01-02T16:11:54.887-05:00What happens if you plot ownership rates for fixed...What happens if you plot ownership rates for fixed age brackets (20-29, 30-39...)?Anonymoushttps://www.blogger.com/profile/12190442172800693364noreply@blogger.com